The end and a welcomed beginning

Growth

Growth (Photo credit: amchu)

We finished our last Financial Peace University class a couple of weeks ago. I am slowly realizing that this is not just a nine week class but a complete mind shift and lifestyle change. Yesterday, I literally threw a little hissy fit because I wanted a new pair of jeans. My husband held fast and let me throw a fit.  “It is 50% off and free shipping,” I whined. He level headedly said, “There will be other sales.”  I eventually said “oh well” I am not getting a new pair of jeans. In full disclosure, I did pout for a while after that realization.

We just got a tax bill that is making us stop our debt snowball and savings. We have to quickly save up so we can pay our tax bill by April 15.  We thought we were going to get money back from our taxes, but it ain’t so. This is where the rubber meets the road and where we put to test the lessons learned in FPU. It hurts…I don’t like it and I want to throw another fit! Honestly though if we would have received a tax bill last year I would have put it on a credit card and not even think about how long it would take us to pay it off and how much it would cost us in the end. So, I am starting to think differently about money. As painful as it might be and resistant as I am my behaviors are changing too. I think the end of the class marks the beginning of a new era and growth in our lives….financial prudence.

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5 thoughts on “The end and a welcomed beginning

  1. Thanks for sharing. I love Dave Ramsey! Although I have never taken the Financial Peace classes, my husband and I have read his book and are members of his website. We are also tracking our bills with his online Debt Snowball program. I know it’s hard to stay the course, but we will prevail in the end! 🙂

    • I didn’t really know much about Dave Ramsey until I took the class, and now I am a cult follower 🙂 It is hard to stay on course, but I feel so much better now than I did when I was living without a budget. I still have my weak moments (some are longer than others). You are right we will prevail! Thanks for the encouragement 🙂

  2. It seems just when we feel we are turning things around and being obedient with our money and spending, something big hits us in the “you know where.” We are now being hit with Rachel’s vehicle expense (yes, we decided to help her so SHE doesn’t go into debt) and I have a big dental expense coming up. Plus we need to buy another vehicle for Emily to use (job this summer and internship next fall at school). I keep saying “God! We are trying to do the right things!!” But the struggles keep coming. Sigh!

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